Financing options are a common concern for overseas buyers, as lending criteria vary by country and lender.
In many countries, banks do offer mortgages to non-residents, though terms are often more restrictive than for local buyers.
Lending criteria often include higher deposit requirements, proof of overseas income, credit history documentation, and currency or income stability checks. Loan-to-value ratios for foreign buyers are commonly lower.
Mortgage rates for non-residents may be higher, and loan terms shorter, depending on the country and financial institution.
Some buyers explore home-country financing, equity release, or developer-offered payment plans. Each option carries different risk profiles.
Foreign buyers can often obtain mortgages abroad, but financing terms vary widely. Buyers are generally advised to compare multiple lenders and seek specialist mortgage advice.
